They call it affordable. But it’s based on income you don’t actually take home.
WHAT’S ACTUALLY HAPPENING
Housing costs are calculated using gross income. But people live on net income.
WHY THIS MATTERS
That gap is where the system breaks.
Rent is based on money you never receive “Affordable” housing can take 40–50% of real income working more can make your situation worse
This isn’t a personal failure.
It’s a math problem.
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